Moving to Kentucky

Are You Moving From or To Kentucky?

Kentucky is a southeastern state bounded by the Ohio River in the north and the Appalachian Mountains in the east, with Frankfort the state capital. The state’s largest city, Louisville, is home to the Kentucky Derby, the renowned horse race held at Churchill Downs on the first Saturday in May. The race is preceded by a 2-week festival and celebrated in the Kentucky Derby Museum year-round.

Kentucky is a state located in the east south-central region of the United States. Kentucky is the 37th most extensive and the 26th most populous of the 50 United States.

If you are heading out on a Kentucky family relocation; Kentucky is a beautiful state filled with many natural wonders, entertaining attractions, and stunning views.

The city of Louisville, Kentucky is the United States’ ninth biggest city. Owing to the presence of the Ohio River, early settlements became possible here. Historically the city was an escape point for slaves to flee north. The city also played an important role during the war of independence. Recently this has earned fame in the wake of unplanned migration.

If you’re moving to Kentucky, there are a lot of things you’re going to need to know. Luckily, you’ve come to the right place.

Moving to Kentucky

Pros and Cons of Living in Kentucky

Here are a few pros and cons to consider as you make your move to The Bluegrass State:


  • Kentucky is home to a strong workforce.
    The state is understood for its auto manufacturing industry, which may be a surprising benefit to those that are conversant in the traditions and reputation of Michigan and Detroit.
  • Kentucky provides you with a superb centralized location.
    If you begin living in Kentucky, then your location places you centrally within the southcentral part of us.
  • The tax code is useful for many households in Kentucky.
    Kentucky ranks within the top 10 states to measure within the U.S. due to its tax situation, especially when watching what life is like for retirees.
  • Kentucky is also famous for horse racing, the bourbon distillery, KFC, My Old Kentucky Home, country music, and college basketball.


  • Lack of cross-cultural mix: Though this has improved over the years, people tend to stay together supported ethnicity. One exception: everyone comes together for school sports.
  • Twisters: It doesn’t happen all the time, but when a tornado touches down here, it is often mighty strong and devastating. make certain to hold ample coverage.
  • Urban air pollution: Cities in Kentucky, particularly Louisville, can have pretty low air quality thanks to factory production. traffic jam also generates an honest amount of smog.
  • Thick Southern accent: As a newcomer, it is often challenging to know the Southern drawl and distinctive hillbilly vocabulary of the local language (from “burgoo” to “Hollar”).

Tax Rates

Low- and middle-income Kentuckians pay about 9-10% of their income to state and local taxes, while the state’s wealthiest 1% pay about 6% of their income to state and local taxes. This is called a regressive system.

Housing Market

The typical home value of homes in Kentucky is $153,649. This value is seasonally adjusted and only includes the middle price tier of homes. Kentucky home values have gone up 5.2% over the past year and Zillow predicts they will rise 6.9% in the next year.

What Should I Know In 2020?

Economy Outlook

Kentucky’s economy—based on manufacturing, trade, mining, agriculture, and tourism, and other services—varies by region. The Bluegrass is an affluent region with a large number of manufacturers and numerous amenities.

The Pennyrile is likewise diversified and prosperous, but economic conditions in the Western Coalfield and the Mountain regions fluctuate with the demand for coal. The Purchase relies extensively on agriculture, and periods of drought or depressed crop prices sometimes bring hardship to the region. Although manufacturing is the greatest income producer for the state, eastern Kentucky has little manufacturing activity, and a few other areas have none at all.

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Traffic & Transportation

Kentucky has six major interstate highways, four bypasses, and nine parkways.

The national passenger rail service Amtrak runs from Ashland to Fulton. Kentucky’s main airports are:

  1. Louisville International Airport
  2. Cincinnati/Northern Kentucky International Airport
  3. Blue Grass Airport

Northern Kentucky International Airport/Cincinnati is the largest airport and is the 7th busiest airport in the US because it serves as DHL Aviation’s super hub.

Kentucky is bordered by the Ohio and Mississippi rivers and has a rich history of water transportation facilities. As a state, Kentucky ranks 10th in port tonnage.

Cost of living

Kentucky has about a 21% cheaper cost of living than any other state. The friendly people and the beautiful countryside make it a desirable place to call home. Each of these towns is recognized for the reasonable housing, pleasant environment, and peaceful surroundings

Across the board, Kentucky’s living costs are lower than the U.S. average. … In addition to well-priced housing, you can also benefit from Kentucky’s lower median property tax rate of 0.72%.

It’s simple economics, folks. Good jobs increase median incomes which translate to most people being able to live in our most affordable Kentucky places. This is a good thing because Kentucky has a lot to offer. They have hip millennial cities like Des Moines and cool college cities like Lexington.

What’s the cheapest place to live in Kentucky? Unfortunately, there can be only one place that takes the mantle of the most affordable place in Kentucky for 2020, and that would be Princeton.

Moving to Kentucky

Things to Know When Moving To Kentucky

Kentucky Climate

Kentucky has a humid subtropical climate, with plenty of rainfall. Average temperatures ranging from 23 °F in the winter to about 88 °F in the summer.


As of Oct 26, 2020, the average annual pay for the Hourly Rate jobs category in Kentucky is $37,205 a year. Just in case you need a simple salary calculator, that works out to be approximately $17.89 an hour. This is the equivalent of $715/week or $3,100/month.

Real Estate

If you are considering moving to Kentucky, Hazard, Williamsburg, Dayton, Lebanon, Douglass Hills, are some of the top places to call home. The median list price in Kentucky is $153,649.

Average Income

Households in Kentucky have a median annual income of $50,247, which is less than the median annual income of $61,937 across the entire United States.


The 4 Biggest Industries In Kentucky: Manufacturing, Agriculture, Coal, Logistics.

Crime Rankings

Kentucky boasts a violent crime rate of 2.1 per 1,000, versus the national rate of 3.7. Property crime statewide occurs at a rate of 19.6 incidents per 1,000, compared to 22.0 across the country.

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