Moving to Indiana

Things to Know Before Moving To Indiana

Indiana may be best known for its obsession with sports (and limestone) but what may not be in the public domain is that the Midwestern state has one of the lowest cost of living in the United States. A dollar stretches a long way here, longer than it would in 41 states. Anyone looking to relocate to the Hoosier State will also be happy to know home prices in Indiana are among the most affordable in the country.

It is the 16th largest state economy in the United States and this, coupled with the sixth lowest unemployment rate in the nation, makes for very interesting reading, or living rather. The state’s economy is mainly flanked by agriculture, manufacturing, and automotive industries. Also of notable importance is healthcare and education, not forgetting the two prestigious universities based here: Purdue and Notre Dame.

A dollar stretches a long way here, longer than it would in 41 states. Anyone looking to relocate to the Hoosier State will also be happy to know home prices in Indiana are among the most affordable in the country. As well, the state boasts a strong economy that is about the size of Norway, according to the American Enterprise Institute.

If you’re moving to Indiana, there are a lot of things you’re going to need to know. Luckily, you’ve come to the right place.

Moving to Indiana

Pros and Cons of Living in Indiana

Here are a few pros and cons to consider as you make your move to The Hoosier State


1. Friendly people. Unlike many other states, people in Indiana know good manners. If you greet an unknown person in the street, expect to get a greet back.

2. Low crime rate Not often will you hear that there was a shooting or stabbing in Indiana? Therefore, people there live peacefully, without worries that someone may attack them on their way home.

 3. Weather When you live on the coast, all you can see is the sun. We are not saying that is a bad thing. But, you would still want to change it from time to time. Well, you will not have that problem if you relocate to Indiana.

4. Great universities Indiana is the home of three world-class universities: Indiana University Bloomington, Purdue University, and The University of Notre Dame.


1. No diversity. If it is important for you to be surrounded by various different cultures, then moving to Indiana is not for you.

2.Long distance from the ocean. If you are a big fan of the beach, you will not enjoy living in Indiana very much. But, you can always go somewhere on the coast for holidays!

3.Really cold winters. Yes, it is great to play in the snow and make snowmen. But, sometimes it can be really cold in Indiana. If you prepare yourself for that time of the year, you will be fine.

Tax Rates

The Indiana (IN) state sales tax rate is currently 7%. Because of its single state tax rate, Indiana is one of the few states that does not require extensive maintenance. But there are numerous local levels of tax rates which must be monitored.

The Indiana individual adjusted gross income tax rate is 3.23 percent.

Housing Market

The median price of an average house in Indianapolis was 179,900 USD on 2021-02-10. Based on our forecasts, a long-term increase is expected, the predicted price of an average home in the “Indianapolis” area is 189,301 USD by 2026-02-28.

What Should I Know In 2020?

Economy Outlook

The Indianapolis economy will continue its recovery in 2021, with output, employment, and incomes trending back toward where they were at the end of 2019. Output will likely be up between 3% and 4% during 2021, and employment will grow by about 70,000 jobs. While these numbers are quite strong, they represent a recovery from a weak baseline of economic activity. We will recover from our COVID-19 hangover in 2021, and hopefully be ready to enjoy a healthy economy heading into 2022.

The pandemic has damaged Indiana’s labor force, which had been recovering from losses experienced during the Great Recession. Currently, it is difficult to tell what permanent damage may result from what we have experienced this year in the labor markets. Yet, when we consider people who are experienced workers in industries particularly affected by the pandemic—for instance, leisure workers, hospitality workers, hotel professionals, restauranters, airline workers or commercial real estate professionals—these workers may not easily have jobs waiting for them once lockdown restrictions lift and once the pandemic lifts once and for all. Due to age and other factors, transferring into different industries may prove difficult.

Growth in Indiana is not uniform across the regions, but instead is more heavily concentrated in some of the larger urban areas. Due to the strength of economic diversity and population growth, Indianapolis, the Louisville area and the northwest region have produced higher levels of jobs gains over the last several years. Jobs have lagged in smaller industrial cities.

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Traffic & Transportation

IndyGo, Indianapolis Public Transportation Corporation, provides commuting options to residents and guests of Indianapolis. There are 30 Fixed Routes. Including:

  • Route 8 Washington Street Cross-Town – $1.75 per ride. Serving Indianapolis International Airport seven days a week (including holidays) with trips to and from every 30 minutes. Passengers can expect 45 minutes of travel time. Westbound buses to the airport stop along Ohio Street within walking distance of several downtown hotels. At the airport’s Ground Transportation Center, downtown-bound passengers can board Route 8 at Zone 6.
  • The Red Line Downtown/IUPUI Circulator – $1.75 per ride, Monday-Saturday, 7 a.m.-10 p.m.
  • Other Fixed Routes throughout Indianapolis – $4 Day Pass

Cost of living

With an overall cost of living index of 90.4, Indiana comes in at number ten for the most affordable cost of living in the U.S, but that definitely doesn’t mean it’s expensive!1 While smaller towns and cities typically provide a cheaper lifestyle than big cities, Indianapolis, Indiana’s capital city, is one of the most affordable cities in the country.

The median price for a house in the Hoosier State is $142,600, while $662 is the average monthly rent for a one-bedroom apartment. Its natural resources like coal are an important part of the economy.

The median price for a house in the Hoosier State is $142,600, while $662 is the average monthly rent for a one-bedroom apartment. The cost of living in Indianapolis is 12% lower than Atlanta and 17% less than Dallas, Texas.

Median 2-bedroom apartment rent $1,072
Median home price (3BR, 2BA) $264,195. Gas (per gallon) $2.78.

Healthcare Cost
Cost of a doctor’s visit $91.86
Cost of dentist visit $93.80
Cost of optometrist visit $57.80
Cost of lipitor $497.71

Moving to Indiana

Are You Moving From or To Indiana?

Indiana Climate

Indiana experiences a humid continental type of climate in the northern and central regions of the state and a humid subtropical climate in the south. Hot summers and cold winters are typical, with a gradual increase in warmth in the southern regions.


Here are the top 5 fastest-growing jobs in Indiana, Occupational Therapy Assistant. Biomedical Engineer. Home Health Aid. Web Developer. Physical Therapist Assistant.

Real Estate

Zillow Home Value Index for Indianapolis is $168,631 through November 2020. Home values in Indianapolis increased by 10.9% last year and are projected to grow by another 10.7% during the next 12 months.

Average Income

A person working in Indiana typically earns around 106,000 USD per year. Salaries range from 26,800 USD (lowest average) to 472,000 USD (highest average, actual maximum salary is higher).


The major industries of Indiana are manufacturing, agriculture, mining, and service industries.

Crime Rankings

Experience with property crime increased 386% year over year in Indiana. Statewide property crime rates (21.8) are slightly lower than the national average of 22.0 incidents per 1,000. Indiana's violent crime rate (3.8) is barely above the national rate of 3.7.

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